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Student Loan Abuse

As the cost of tuition continues to rapidly increase, student loan debt has skyrocketed. Student loans now make up the nation’s second largest consumer debt market. There are more than 40 million federal and private student loan borrowers and collectively they owe a staggering $1.2 trillion. On June 18, the Consumer Financial Protection Bureau released a new report on the private student loan industry that sheds light on some (but by no means all) of the troubling servicing practices affecting […]

Harassed by debt collectors?

Federal and state laws protect consumers from deceptive, abusive, or unfair debt collection tactics. Among other things, debt collectors are obligated to truthfully identify themselves when they communicate with you in writing or over the phone. This requirement is important because many debt collectors pretend to be attorneys or government agencies to trick or frighten people into paying. Debt collectors also cannot make any other false statements in their communications with consumers. As recently confirmed by the Federal Trade Commission, […]

Will Bankruptcy Impact My Lawsuit?

A lot of clients pursuing wrongful termination, harassment, discrimination or other employment law claims have questions about the impact of bankruptcy on such claims.  Bankruptcy can impact an employment claim if not handled properly by the bankruptcy attorney.  The key to ensure that a bankruptcy does not negatively impact an employment lawsuit is to report actual and even potential claims when filing and to update the bankruptcy filings when necessary.  Above all, disclose your bankruptcy filings to your employment attorney. […]

Were you wrongfully terminated?

While the termination of an employee may sometimes appear to be wrong, that does not necessarily mean it is wrongful.  California is an at-will employment state, meaning that unless an employee and employer have a contract specifying the length of the employment, or the employment is governed by a collective bargaining agreement (CBA), the employee can be terminated for any reason or no reason at all. In California, in order for an employee to pursue a wrongful termination claim, the […]